Why Work With Us?

Early withdrawals (before age 59.5) from a traditional IRA are subject to a 10% penalty. When you convert from a traditional IRA to a Roth you’ll want to make sure you do so in a way that doesn’t trigger the penalty. You have 60 days to convert if you move the money.

Don’t forget about taxes. The money in your traditional IRA has yet to be taxed. The point of a Roth IRA is that it’s already-taxed money that grows tax-free. So, to convert your traditional IRA to a Roth IRA you’ll have to pay income taxes on your traditional IRA contributions before they “count” as Roth IRA funds. The taxable amount that you convert to a Roth gets added to your taxable income for that year and is taxed at the appropriate rate.

But, there are ways to save big money on this conversion – this is where we come in and save your hundreds of thousands of dollars!

One of the biggest complaints we hear from successful investors, business owners, and executives is that their current tax advisor or CPA does not introduce specific strategies to significantly and permanently reduce taxes. In our experience, most CPAs and typical tax advisors tend to focus on reactively accounting for last year’s taxes, as historians, rather than proactively planning for reducing next year’s taxes. Our clients have taxes reduced by 30-45% by using conservative, IRS-approved strategies and proprietary investment options only available through Roth Right.

Roth Right takes a forward-looking approach through which our clients maximize wealth and legally minimize tax liability. This is accomplished by utilizing specific tax-advantageous approaches tailored to each client’s unique situation, and by ensuring that a client’s economic affairs, both now and in the future, are managed in the context of an integrated plan geared toward long-term wealth accumulation.

Our ultimate goal at Roth Right is to bring the very best tax and wealth planning resources that the tax code will permit to you throughout the life-cycle of your retirement.

At Roth Right, our tax and financial planning experts take clients through a simple planning process and illustration software that provides clear comparative analysis and assists you in determining whether converting to a Roth makes sense now and in the future.